Violence Against Women in India Free Essays

Andhra Pradesh and Delhi have an exceptional spot in records of wrongdoings against ladies in India as of late. In the event that we are to investigate the insights given by the National Crime Records Bureau, Andhra Pradesh has figured reliably in 2008, 2009 and 2010 as the state with most noteworthy occurrences of wrongdoing against ladies; and Delhi, correspondingly has figured as the city with most noteworthy frequencies of wrongdoing against ladies in the years 2008, 2009 and 2010. Let me repeat the figures and show only a couple of primer discoveries. We will compose a custom article test on Savagery Against Women in India or on the other hand any comparable theme just for you Request Now Andhra Pradesh: Collated measurements for 2008-2010 An aggregate of 76, 924 episodes of wrongdoing against ladies have been recorded from 2008-2010. This is the most noteworthy in India for a state and Andhra Pradesh beat this questionable rundown each back to back year for a long time till 2010. 2011 insights are anticipated. According to classes of wrongdoing, wrongdoing against ladies comprises the second or third biggest classification in violations in Andhra Pradesh. A sum of 3,807 instances of assault have been recorded for a similar period, which comprises 4. 4% of complete occurrence of wrongdoing against ladies. A sum of 14,511 instances of attack have been recorded for a similar period, which comprises 18. 86% of all out frequency of wrongdoing against ladies. A sum of 11,633 instances of inappropriate behavior (eve-prodding) have been recorded for a similar period, which comprises 15. 12% of all out frequency of wrongdoing against ladies. Assaults, attacks and inappropriat e behavior (eve-prodding) comprised 38. 93% of wrongdoings against ladies in Andhra Pradesh in 2008-2010. Ladies in the age gathering of 18-30 years were generally defenseless against assault, trailed by the ladies in age gathering of 14-18 years. In all the 3,807 assault cases that had been recorded in Andhra Pradesh between 2008-2010, the wrongdoers were known to the people in question. The image in Karnataka is better, with 18. 2% of wedded ladies in this age bunch being exposed to physical brutality, 3. 2% to rape and 6. 9% to passionate aggressive behavior at home. In any case, the Bihar story is alarming where the level of physical viciousness is as high as 56%. Tamil Nadu is at a nearby second with 40. 2%. The quantity of cases enrolled under Protection of Women From Domestic Violence (DV) Act, 2005, has expanded to 7,802 out of 2009 from 5,643 out of 2008. Andhra Pradesh enlisted 2,710 cases under the DV demonstration, the most noteworthy in any state in 2009. The NFHS-3 has additionally expressed: â€Å"81% of wedded ladies somewhere in the range of 15 and 49 years, who have encountered physical or sexual savagery from spouses, have just because confronted it inside five years of marriage. † Being slapped is the most well-known type of physical viciousness that wedded ladies experience. Of 35% wedded ladies exposed to any type of physical viciousness, 97% were slapped and 1% of them encountered dangerous savagery through being gagged or consumed or being undermined or assaulted with a weapon,† the investigation said. Association serve for ladies and youngster government assistance Krishna Tirath as of late proposed preparing five star legal and metropolitan judges on the best way to manage cases documented under Protection of Women from Domestic Violence Act, 2005. The most effective method to refer to Violence Against Women in India, Essay models

Gender Differences Essay Example | Topics and Well Written Essays - 7500 words

Sexual orientation Differences - Essay Example The readiness and the consequence of any of the previously mentioned events needs uncommon arranging and support. The exploration will show that due to our great molding, we are methodicallly barring a portion of our populace from taking part in an exceptionally significant endeavor. The writing will utilize the instructive framework to show how we see sexual orientation, and how this revered observation slants the strategy and disposition of guidance and consideration, in encouraging a unimportant resistance, and not an equivalent promise to the nearness of young ladies in the study hall. The way that sex contrasts in the homeroom isn't seen as a huge element, is hindering the development and precluding the maximum capacity from securing a larger part of the young populace. Furthermore, the writing will likewise address the hole and the nonappearance of ethnic sexual orientation decent variety contemplations in the instructive framework. The framework tends to this issue as though t he low pay minority female is available in the study hall, just to wait for her opportunity, until something different tags along. She gets little kudos for her accomplishments and given just easygoing affirmation for her endeavors. The writing embarks to feature the presence of sexual orientation contrasts and whether the nearness of these distinctions is rich ground for inclination. Furthermore, regardless of whether the inclination brings about an impediment for any of the gatherings influenced. Is it a reality that young men are taught uniquely in contrast to young ladies, and assuming this is the case, does the preferred position have a positive or negative effect on the accomplishment of the sexual orientation or race of those without the bit of leeway. By and large, 30 focuses not as much as her Caucasian partner on the SAT. Regardless of whether the male has a lower GPA than the female, his scores will be higher than the female.This marvel is so inescapable until school affirmation officials have received an approach to offer a 30 point leeway among male and female scores when settling on confirmation choices. 2.0 CHAPTER TWO 2.1 GENDER IDENTITY Sex personality is the people private experience of his/her sexual orientation; the idea of the self as manly or female. This is such a significant piece of an individual's self idea that in many grown-ups it is for all intents and purposes difficult to transform it. There are a few alternate points of view on how sexual orientation character is framed and this author finds the accompanying ideas the most proper; psychoanalytical, social learning, and psychological development.Psychoanalytical hypothesis portrays a procedure wherein the little youngster identifies3 with a similar sex parent. She disguises the attributes and conduct styles of that parent and start unknowingly to respond in comparable manners; Social Learning hypothesis recommends that the youngster builds up a sex character through a learning procedure that includes displaying, impersonation and support. The hypothesis lays on the suspicion that young men figure out how to be young men and young ladies to be

Introspection free essay sample

I’ve been sitting at my PC, gazing at a clear Word archive for fifteen minutes. Thinking. The acidic white is starting to make my vision obscure, turning out over the PC screen and over the work area, and I can’t appear to pick an awkward memory. What's more, not from absence of experienceâ€as far as ungainly circumstances go, I’ve confronted the whirlwind. I could discuss the time I went through a night with a couple that squabbled relentless, tilting toward a huge separation. Or on the other hand the time I was looking after children the four-year-old chose to play Tag and made me pursue her three squares while she shouted for help. I could discuss a great deal of things. In any case, not many were dealt with beauty or quality of will, less despite everything included a gaining experience beside, â€Å"Well, never doing that again.† So what would i be able to discuss? What pushes me past the edge of solace? The PC screen gazing back at me is somewhat less clear, smeared by the slender stalks of type, yet at the same time overwhelming. We will compose a custom exposition test on Contemplation or on the other hand any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page I don’t like taking a gander at it. What makes me awkward? This article. This article, wherein we’re advised to stick twigs into the ant colony dwelling places of past embarrassments, past feelings of grief, past inconveniences, makes me awkward. Truth be told, I nearly abhor it. It isn’t the composing that pesters meâ€my heartbeat beats in my fingertips, restless and prepared to transform contemplations into words. It’s the me part. The reflection part. The part where I toss all feeling of unobtrusiveness to a total surrender and howl my commendations till my throat’s wicked crude. I detest the possibility of this exposition, since I disdain taking an amplifying glass to my internal parts. It’s self analysisâ€peeling back the paper-slim layer of my skin and goading at the clingy inner parts, analyzing myself like an all the way open dead body spread out on the table. It makes me awkward. A few people grasp the possibility of self examination like a sibling. It’s simple for them. They like it. Yet, I’m like the guardians that blow some people's minds, hard of hearing to the expressions of the youngsters they no longer appear to comprehend. Don’t ask, don’t tell. I’d rather be here, only within this body, feel my heart throb against my skin, feel my bones stretch and yawn when I move. I simply need to live. I’d rather not realize what weeds have dug up in the walkway of my psyche. Blinders set up, eyes solidly forward. That’s my proverb. In any case, who can gain from that? What's more, what sort of vital experience will that be on the off chance that I just leave, picking up only the scoured crude, disregarded sentiment of self mutilation? A poor one, that’s what kind. The saint can't lose. The evil presence must be vanquished and I should barrel forward, live to be awkward one more day. In what capacity will I manage this? In what capacity will I win? I’m going to compose. Compose this article, compose more papers, continue composing. I’m going to take the amplifying glass and force it on me until I know each contort and turn, each sparkly smooth part, every spot that’s been scoured crude, red and aggravated. And afterward I’ll keep in touch with some more. Much the same as that. Quick and easy, such as ripping off a Band-Aid. In spite of the fact that I daresay a Band-Aid never requested so much idea. How’s that for reflection?

The Impact of Fixed Income Securities Essay Example Pdf - Free Essay Example

Collateralized Borrowing and Lending Obligation is a fully collateralized and secured instrument for borrowing and lending money. It is a money market instrument approved by the RBI and is backed by government securities as collaterals. CBLO creates an obligation on the part of the borrower to repay the money borrowed along with interest on a predetermined future date and provides a right to the lender to receive the money lent along with the interest on a predetermined future date. CBLO was introduced as a product for the purpose of those entities who had been phased out of the call money market and on whom restrictions had been placed on borrowing or lending in the call money market. CBLO can be issued for a maximum tenor of one year but the CBLO instruments that are generally available for trading are those with maturity of next seven business days and three month end dates. Membership to CBLO segments is given to NDS members as well as non-NDS members. The entities eligible for NDS membership are Nationalized banks, foreign banks, cooperative banks, Financial institutions, insurance companies, mutual funds, primary dealers, pension funds etc. Borrowing Limit and Initial Margin The amount that the members can borrow is determined by the mark to market values of securities and hair-cuts applicable on the securities deposited by the members in the CBLO segment. The maximum amount that the members can borrow is upto the borrowing limit which includes all the amounts which have already been borrowed and are outstanding at that point in time. Members are also required to deposit initial margin which is generally in the form of cash(minimum of Rs 1 lakh)and government securities. By depositing additional government securities or cash as collaterals members can enhance their borrowing limit or initial margin. Dealing CBLO dealing system is maintained by ClearCorp Dealing Systems(India) Ltd.(CCDS), a fully owned subsidiary of CCIL. Auction Market Only NDS members having settlement account at RBI have access to auction market while Associate members do not have access to auction market. Members can borrow and lend funds on overnight basis indicating the amount they want to borrow and maturity and the cap rate which is linked to CIBOR before the commencement of the auction session. CCDS approves the borrowing request of the members subject to the availability of the borrowing limits. At the end of the auction market process CCDS initiates the auction matching process which is based on Uniform Yield Principle to determine the successful borrower or lender. Normal Market The CBLO normal market is available to both CBLO(NDS) members and Associate members. Members need to deposit cash and/or securities prior to starting the CBLO dealing operations. The borrowing limit that is made available to t he members depends on the cash/securities deposited with the CCIL for that purpose in the CBLO segment. The borrowing and lending orders are matched on yield time priority. Clearing and Settlement CBLO operates on a Straight through Processing(STP) environment.The trades received are novated and netted for settlement.For each settlement date a simple obligation is generated for each member by netting trades received for settlementon that business date with redemption obligations for the same date.For those members who either do not maintain a current account with the RBI or are not allowed to operate that current account for secondary market transactions, a single obligation called CBLO funds obligations is settled at settlement bank.For those members who maintain a current account with the RBI and are allowed to settle secondary market transactions in those accounts, funds settlement is achieved in RBI account for those members. Risk Management Risks relating to trading and settlement are addressed in various ways by CCIL.For instance , membership is restricted only to those entities who meet the minimum eligibility criteria in accordance with the stringent membership norms adopted by the CCIL.Also the borrowing limit for members is determined base on mark to market valuation of the securities deposited by them and by applying a appropriate hair-cut.The securities in the CSGL account are also subjected to daily valuation and any decline in the market value of the securities as compared to the amount borrowed is collected from the members.Initial Margin is also collected form the members.CCIl acts as a central counterparty to all CBLO trades and guarantees settlement of CBLO trades.When members fail to meet the funds obligation on the day of settlement funds shortfall can take place.IN such situations CCIL meets the shortages and then starts the default handling process by withholding the CBLO receivable by the defaulting members.For example, when the borrower fails to meet the redemption proceeds on maturity of the CBLO, the underlying securities of such members are withheld while the funds are deposited along with the charges.In case of eventual default, CCIL liquidates the underlying securities and adjusts the proceeds towards shortfall and other charges. The CBLO Market Month wise CBLO volumes from 20th Jan, 2003 to 31st Mar, 2004 Volumes in CBLO were initially very low when it was first introduced in Jan 2003 but the volumes grew very quickly in 2004 and in Mar 2004 the total volume was Rs 31329 crore.Although the CBLO was slow to pick up due to the market participants being seemingly averse to change, it now dominates the money market with most of the activity in the money market occurring in CBLO.The monthly volumes went up from 67.5 crore in Jan 2003 to 31329 crore in Mar 2004 with the daily volumes increasing from 6 crore in Jan 2003 to above Rs 2000 crore in Mar 2004.The number of active members in the CBLO segment in July 2003 were 30 and 52 in Jan 2004 and therefore the increase in volumes could be partly attributed to the increase in the number of active members. The CBlO volumes have also increased steadily from 852 crore in 2002-03 to 8824784.2 crore in 2008-09.These statistics indicate that CBLO has managed to gain a sizeable share of money market transactions and has been consolidating its po sition over the years.Also the regulatory initiatives by the RBI imposing ceilings on the non-bank entities in participating in the call money market has forced them to move away from the call market to the CBLO market which also led to the increase in volumes in the CBLO market. Category wise share in CBLO turnover during the period 20th Jan, 2003 to 31st Mar, 2004 Mutual funds and co operative banks benefited most from CBLO features.Becuse the call money market is open only to banks and primary dealers, mutual funds had little option but to deploy their money in CBLO and repo overnight market to manage their liquid funds.Therefore the CBLO market became an attractive destination for mutual funds to deploy their money available in the form of cash.Cooperative banks also benefited from CBLO market and found it more beneficial to borrow and lend in the CBLO market.Also since CCIL is the counterparty to each trade, cooperative banks were able to trade on par with other NDS members and get competitive rates.The public sector banks accounted for 14.70% while the primary dealers accounted for 13.01%.The private sector banks and insurance companies accounted for the balance of the turnover.It can also be seen that the share of non-bank entities which were not allowed to participate in the call money market is 46.46% as they gained access to a safe a venue to deploy their short term funds. Inter-Category Participation in CBLO Market during the period 20th Jan, 2003 to 31st Mar, 2004 It can be seen that the major borrowers were the Co-operative banks, Public Sector banks and primary dealers with their share in overall borrowing of 36.37%, 28.07% and 25.58% respectively.Mutual Fund was the major lender with a share of 84.26% followed by insurance companies and Co-operative banks with share of 7.645 and 5.91%. It can be seen that in CBLO borrowing segment, compared to 2003-04, in 2008-09 the share of Co-operative banks has decreased to only 4% and that of Primary dealers to just 5% while the share of Public Sector banks has increased from 28.07% to 42%. In the CBLO lending segment for 2008-09 compared to 2003-04, the share of mutual funds has decreased from 84.26% to 70.62% while the share of financial institutions has increased from .245% to 14.06% while that of public sector banks has increased from 1.33% to 8.67%. Comparison between CBLO, REPO and CALL in Money Market Average Trade Volumes The real impact of CBLO on the money market can be seen from the fact that since its inception in January 2003, CBLOs now accounts for nearly 60% of the total money market in recent times. On the other hand other instruments such as REPO and CALL have seen massive decrease in volumes especially in CALL which accounts for just 10% of the total market. The chart below indicates the trend in market share for these 3 instruments in terms of average trade volumes of money market Market Share of average trade volumes of money market Average trade volumes of money market (Rs crore) The chart clearly shows that in recent past the uses of CBLOs have increased and there has been a decrease in use of CALL in the money market. Thought there was a small decrease in use of CBLOs during the recessionary phase however since then it has been looking up. In comparison to low volumes of nearly 300 Cr initially to the huge volumes of nearly 70,000 Cr in CBLO are of one of the major indicator of the success of CBLOs in the money market. Thus the CBLO market, which started in 2003, has stabilized and in terms of trading value it has surpassed the Repo market since March05 and now combined volume of Repo and overnight call is lower than the CBLO volume. Rate Movement in Call, Repo and CBLO Markets Since the borrowings under CBLO are fully collateralised, logically the spread between REPO and CBLO should be close to zero. Rather CBLO provides more flexibility and hence rates in CBLO segment should be lower than that of the Repo market. The chart above shows the movement of daily weighted average rates in the overnight Call, Repo and CBLO market for the initial period when CBLO was just launched. It may be observed that the CBLO rates, rates have taken a middle path between the call and repo rates during the period between January 2003 and October 2003. The reason for this could be attributed to the presence of a few numbers of active members in CBLO coupled with lesser volumes. However, from the month of November 2003, the CBLO rates have aligned with the repo rates with increase in the number of participants. The trend in the rates have remained almost similar in the recent past with CBLO rates either being between Repo and Call or just lower than Repo, as now CBLO is an established market with large number of participants and huge volumes. The trend in the chart below shows how there has been huge decrease in the rates during the period of economic crisis for all the markets. The rates have reached a low of around 2.97% also during the peak period of the global economic crisis. Besides this, the spread between CBLO and other markets is almost zero with rates for CBLO being slightly lower due to more flexibility and transparency in the markets Movement in Money Market rates Assessing the impact of CBLO on other money market instruments using Regression Analysis For our analysis we have used data from the period Jan 20,2003 when CBLO was introduced to July 31,2004.We have used weekly volume data from Saturday to Friday for this period for LAF, Call, Repo and CBLO.The chart below shows the movement is weekly market volumes of the various segments during this period. It can be seen from the graph that call market volumes which remained almost constant till Oct,2003 started declining thereafter while the CBLO volumes started increasing from Jan 2004 onwards.After the non-bank entities like mutual funds joined the CBLO segment form Jan 2004, volumes have been increasing steadily. Methodology: We have tried to determine the relationship among CBLO, LAF, Call and Repo in terms of their trading volumes and for this purpose we have used weekly trading values for each segment.We have used the multiple regression equation Log(CBLO)t = ?0 + ?1log(LAF)t + ?2log(Call) + ?3log(Repo) + errort for this purpose.Logs of all the dependent and independent variables have been used in which log(CBLO) represents log of CBLO weekly volume and similarly for the independent variables.A similar equation has been estimated for each of the other segments like Call and Repo. Results and Conclusions Model 1: OLS, using observations 1-80 Dependent variable: lCBLO Heteroskedasticity-robust standard errors, variant HC1 Coefficient Std. Error t-ratio p-value const -3.72811 5.09377 -0.7319 0.46648 lLAF 0.597274 0.107464 5.5579 lt;0.00001 *** lCall -1.18554 0.325223 -3.6453 0.00049 *** lRepo 1.68467 0.177669 9.4821 lt;0.00001 *** R-squared 0.848924 Adjusted R-squared 0.842306 Model 2: OLS, using observations 1-80 Dependent variable: lRepo Heteroskedasticity-robust standard errors, variant HC1 Coefficient Std. Error t-ratio p-value const 7.43748 1.8206 4.0852 0.00011 *** lLAF -0.146593 0.0437716 -3.3490 0.00126 *** lCall 0.142557 0.148539 0.9597 0.34024 lCBLO 0.340914 0.0356992 9.5496 lt;0.00001 *** R-squared 0.703578 Adjusted R-squared 0.691877 Model 3: OLS, using observations 1-80 Dependent variable: lCall Heteroskedasticity-robust standard errors, variant HC1 Coefficient Std. Error t-ratio p-value const 10.9016 1.11869 9.7450 lt;0.00001 *** lLAF -0.00183859 0.0268031 -0.0686 0.94549 lRepo 0.0994866 0.112626 0.8833 0.37984 lCBLO -0.167425 0.0310693 -5.3888 lt;0.00001 *** From Model 1 we note that CBLO volumes are significantly related with all of LAF, Call and repo volumes at the 1% significance level.The coefficients on LAF, Call and Repo represent the elasticity of LAF, Call and Repo volumes with respect to CBLO volumes.The coefficient on log(Call) is negative meaning that a 1% decrease in call weekly volume increases CBLO weekly volume by 1.18554%.This is what we should expect as the call market restrictions have resulted in the market participants moving out of the call market into the CBLO market which has contributed to the increase in CBLO volumes.CBLO has a positive relationship with LAF and Repo. For a 1% increase in repo volumes the CBLO volumes increase by 1.68467%. From Model 2 we see that Repo weekly volumes have a significant relationship with only LAF and CBLO weekly volumes at the 1% significance level.It has a positive relationship with CBLO as the factors that tend to favour the CBLO market also favour the Repo market. From Model 3 we see that Call weekly volumes have a significant relationship with only CBLO weekly volumes at the 1% significance level.For a 1% increase in CBLO weekly volume the Call weekly volume decreases by 0.167425%. Therefore from the results we can conclude that CBLO volumes have a negative relationship with the Call volumes and positive relationship with the repo volumes as indicated by the significance levels. We also did an event study to see whether the introduction of the new product had any impact on the overnight call market or not.For this we used the data on the overnight call market weekly volumes for the period 4 Jan 2002 to 23 July, 2004.We we used the equation Log(Call)t = ?0 + ?1log(Call)t-1 + ?2Dummyt + errort The dummy variable takes the value 0 for periods before the CBLO was introduced and 1 for the period after the introduction of the CBLO. Model 4: OLS, using observations 2-134 (T = 133) Dependent variable: l_Call_VolumeRs HAC standard errors, bandwidth 3 (Bartlett kernel) Coefficient Std. Error t-ratio p-value const 4.96731 1.04573 4.7501 lt;0.00001 *** Dummy -0.341943 0.0858867 -3.9813 0.00011 *** l_Call_Volume_1 0.569396 0.0903287 6.3036 lt;0.00001 *** R-squared 0.679982 Adjusted R-squared 0.675058 We found that the dummy variable is significant at the 1% significant level indicating that the introduction of the CBLO did have an impact on the call market.Also the sign of the coefficient on the dummy variable is negative which means that with the introduction of the CBLO the volumes in the call market declined. CBLO as a benchmark rate of the future For any well-functioning market, a perfect benchmark rate is a necessity because of two major reasons. One is investors take their positions based on this rate and second is that derivatives market almost wholly depend on benchmark rate because of the estimation of future cash flows. Indian debt markets use various benchmarks like Overnight Index Swaps, MIBOR, MIOIS, Treasury Bill rate and the long term rates like Bank rate. The Long term benchmark rates are based on the gilts. This is a very good choice for a benchmark because of liquidity, volume and transparency. But there have been numerous problems with the short term benchmarks. One widely used benchmark till now for money market has been the MIBOR. The major issue with the use of MIBOR is that it is a polled rate. MIBOR is calculated by asking some specific players at the start of a day about what rate they will be ready to trade on that day. The results are polled and average is taken and termed as MIBOR. The traders hav e no commitment to their daily stated rate. They can change it freely over the course of the day and most of them do change it. So being a polled rate, MIBOR is viewed of as more of a speculative rate and so the money market needs a new efficient benchmark. CBLOs have emerged as a very attractive and viable choice as the future money market rate. The various reasons are explained below Liquidity: As already discussed in the previous section, where the various money market instruments like repo, call money and CBLOs were compared; CBLOs have grown in volumes at a tremendous pace eating into the repo market majorly and also the call money market. With such high volumes, the CBLO should be the next natural first choice. Liquidity is such an important factor because money markets major function includes supporting the bond market and this can be done only when liquidity is high Availability for various tenors: CBLOs are available from 1 day to a year. So this feature make s it easy to construct yield curves without many approximations. Credit Risk: CBLOs practically have zero credit risk because they are completely collateralized by cash and securities. In addition, the CCIL is the central counterparty to all transactions ensuring definite performance for one side if the other defaults. High transparency: All the transactions in the CBLO market are done electronically in an anonymous order driven matching system. The statistics and data are shown online in real time which provides a high degree of transparency and confidence. Actual rather than polled: The CBLO system works on CCBID and CCBOR. All these rates are got at the start of the day and order matching is done and majority of the trades are finished in the beginning of the day itself. So the rate at which the market is trading can be taken as a benchmark rate rather than the polled or derived system. Volatility: The expectation of an average investor is that a less vola tile rate should be chosen as the benchmark. But the truth is that more volatility implies more response to information which reduces the arbitrage opportunities. Again, as shown in the previous section CBLO volatility is considerably higher than the call and repo rates. All these factors prove that CBLO can successfully be adapted as the benchmark rate in the future. Conclusion We can see that CBLO, introduced by the CCIL has had an impact on the Indian money market, especially the call market.Although the volumes were slow to pick up initially as is the case with any new product but with the passage of time volumes in the CBLO segment began to pick up as the market participants became aware of its utility.The restrictions imposed by the RBI on the non-bank entities also contributed to the increase in volumes in CBLO market as market participants began to shift from the call market to CBLO.CBLO also provides tremendous flexibility to the users which a repo does not provide.Therefore the volumes in CBLO segment have been constantly increasing since its launch and it now dominates the Indian money market.

Substance Free Housing Is An Increasingly Popular Option...

Since the early 1990s, substance-free housing has become an increasingly popular option for campuses across the nation. Substance-free housing has been implemented in universities and colleges in hopes of reducing rates of binge drinking among college students. Binge drinking can be defined as, â€Å"men drinking five or more alcoholic drinks in one sitting and for women four or more alcoholic drinks in one sitting.† (Feldman 271). Even though many know college binge drinking is a problem in our country, many are shocked when they hear that, â€Å"more than 75% of college students have consumed at least one alcoholic drink in the last 30 days. More than 40% say they’ve had 5 or more drinks with in the past 2 weeks, and some 16% drink 16 or more drinks per week. Nearly half of all male college students who drink are binge drinkers, and forty-one percent of female college students are binge drinkers† (Feldman 270). Statistics prove that college binge drinking is a problem to not only the students drinking but the ones that are staying sober, since â€Å"two-thirds of light drinkers reported having their sleep or studies disturbed by drunken students. Around a third had been insulted or humiliated, and 25% of women said a drunken classmate had made unwanted sexual advances† (Wechsler et al. 199). College binge drinking has many consequences associated with it such as poor academic performance, injury, assault, sexual abuse, property damage and drunk driving (Willenbring 238). The problem ofShow MoreRelatedEmerging From The Restrictive Culture Of The 1950 S Essay1765 Words   |  8 Pagespolitical freedoms. 60’s counterculture disagreed with the capitalist, patriarchal, white supremacist foundation of American life and turned against the traditional ideas of american identity in rebellion, seeking freedom and coexistence in an increasingly confined and competitive society. 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The Movement Of The Iranian Revolution - 2044 Words

According to one classification, approaches to the study the Islamic Revolution can be divided into five groups as follows : 1. Emphasising religious Culture in the Revolution From this perspective, the cause of revolution should not be sought in economic problems, but in cultural factors. This approach is dominant in most works published in Iran after the revolution. The focus of these works in on cultural values and leadership factors of the revolution, more than any other factor. For example, Ali Davani in the book called The Movement of Clergy of Iran, in analysing the historic struggle of Shi’a clergy in Iran, tries to show that the Islamic Revolution is, in general, the continuation of the same movement. It follows that the fall of†¦show more content†¦Of course, his analysis is more of an effort to understand the revolution than to delineate its causes. Besides the mentioned authors who have a positive view about the Islamic Revolution, some of the revolution’s critical analysts also underline cultural importance. Sayid Amir Arjomand, in the book The Turban for the crown: The Islamic Revolution in Iran, believes that to understand Iran’s revolution, considering two basic factors in essential; one is the shi’i clerical authority’s structure, and the other is the effect of modernised government one Iranian society. He takes a glance at socio-economic factors and pays more attention to the role of values in the revolution, and explains the determining characteristics of the revolution as its being value-oriented. The author emphasises the ideological importance of the revolution as the essential characteristic in defining it. In this book, the revolution is more the result of a fading shah and his legitimacy than the consequence of army’s disorganisation. Hassan-ol-Zein in his book, Iran’s Revolution, in Social and Ideological Dimension, has also referred to religion as the most important element in the victory of the Islamic Revolution, though implicitly in his explanations of the events, he refers to leadership factor too. In all, it seems the cultural view cannot alone explain the revolution because it does not explain

Why Blame Mexico free essay sample

A mexican author by the name of Fred Reed wrote an article called â€Å"Why blame Mexico?† that discusses american immigration and its policy. His argument is that the United States has brought illegal immigration upon itself. The United States looks down upon the Mexican Immigration laws but does very little to help stop the illegal immigration according to the article. Illegal immigration is final and there are many reasons for that. For example, there are no penalties for illegal immigrants who get caught. Another reason for immigration is because we put the immigrants to work, instead of not letting them work at all. The government play a big role in illegal immigration, immigration is what they want. They favor immigration because they feel it’s the right thing to do. It is also cheap dependable labor. Between the two countries, Mexico has a more reasonable immigration policy. To live in Mexico all you need is a valid tourist visa that shows you entered the country legally and an income of 1,000 dollars a month. We will write a custom essay sample on Why Blame Mexico? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Fred Reed’s article about immigrant controversy has caused great impact for a long time over the years in the United States. Mr. Reed explains that all the problems that Americans blame the Hispanic or Mexican people are just a matter of finding all the benefits that being on this side of the border can offer them. Some people blame immigrants for lack of jobs in the United States, when in reality those immigrants do all the dirty job Americans wouldn’t like to do. A lot of businesses as Reed mention are daily searching for workers and the only ones they find are immigrants or Mexicans. If Americans were so willing to look for jobs then they would have found one. Americans believe that immigrants are criminal, who have broken the law to sneak into our county. Americans have created these laws, and they have found ways around them. This is an interesting standard justice for a nation that sees itself as fair. The Government made a mistake, so its either go against everything America stands for, or welcome them into our country and make them do as we do. Mexico is a country, not a prision. It has no right to enforce American laws that America refuse to enforce. Bear in mind that the United States is far more powerful than Mexico, and far richer, and that America are by nature meddlesome. At the national level the US tries to impose democracy and dictate social policy in all sorts of countries. Neither the US nor most of its people grasp that some things are simply not their business. For the reasons stated above, illegal Mexican immigration in American is irreversible. So it is no one’s fault but our own because there are not enough strict regulations for the illegal immigration laws. Keeping immigrants out would once have been easy, but we didn’t do it. You could have fined employers a thousand dollars a day for hiring illegals, half of it to go to whoever turned the employer in; denied them all services, and deported them. Mexicans are human beings just like us, who knows why they came here? It can be for different reasons. Some may come to run away from their past or something like that or something similar. Others may come to find a better job, start a new life or just look for something better for their families. Today, taking things away from people who have lives in the States and kids in the schools would be brutal. And of course they soon come to have the votes to make deportation impossible. Even though im an american citizen, I agree with Mr. Reed. Don’t blame Mexico for having an immigration policy more sensible than yours.